Business credit is using your EIN to qualify for credit. When you have enough credit built for your EIN, you can then get approved without providing your SSN. If you provide an SSN, your personal credit WILL be pulled in most cases. That personal credit will then be used for the approval decision. Most credit issuers will approve you without your SSN if your EIN credit is strong enough.
If your EIN credit is not good enough, you might Buy Email List be declined and they then might ask for your SSN. No matter what ANY credit representatives tell you, credit CAN be obtained based on your EIN only. The 3rd BIG reason people fail building business credit is that they apply for credit in the WRONG ORDER. A business credit report can be started much the same way as a consumer report commonly is, with small credit cards.
The business can be approved for small credit cards to help them build an initial credit profile. These types of initial cards in the business world are commonly referred to as "vendor credit". A vendor line of credit is when a company (vendor) extends a line of credit to your business on "Net 15, 30, 60 or 90" day terms.